Hm, we will get there, sooner or later, gemming or none-gemming..
even if we fully max out every single thing in th8 and th9.. we will still get there.
So why so rush/hurry
People complain BK at 10k was too expensive, and for gemmers only. Now almost every th7/th8 has them already.
FYI, here is the table and time needed to fully maxed out th8/th9
If you do the maths, 6 months from now, even a fresh th8 can hit th10 already.
So just enjoy the journey
We will get there.
And if you fully max out every single thing in each TH, you will reduce the impact of the loot penalty, as there is lesser $ needed in the next TH.
my 2 cents.