Clash loans

[vaibhava2080]

I think a concept called 'Clash Loans' must be started so as to give players just the push they need to upgrade whatever they they want.. For loans of a specific value range, a specific time period must be given for returning the money along with interest(interest day wise) (the interest factor can be decided later)..
For Ex: Value (gold/elixir) Days
0-1,00,000 10
100000-750000 20
750000-1500000 40
The player can return as much money as he wants at any time and if he pays the whole amt back before time, interest will be charged only for the no. of days taken to return the money back.

Also they must keep the stock(defenses,gold mines or elixir collectors, walls, storages) of equal amount as a safeguard with bank.If a player fails to return the money on time, as a penalty the objects he has kept as guaranty must be demoted to required level or disappear to take the money back(how much an object should be demoted is determined from the amt required to upgrade it). Also the amount of loan the person is eligible is determined by the things he is keeping as guaranty..

After reading other posts I have added this feature too:-Only one loan at a time can be taken by a player

If any more details are required please feel free to ask.. And i hope the management will certainly give a think to this
Thanks

[rwelshjr]

I think a concept called 'Clash Loans' must be started so as to give players just the push they need to upgrade whatever they they want.. For loans of a specific value range, a specific time period must be given for returning the money along with interest(interest day wise) (the interest factor can be decided later)..
For Ex: Value (gold/elixir) Days
0-1,00,000 10
100000-750000 20
750000-1500000 40
The player can return as much money as he wants at any time and if he pays the whole amt back before time, interest will be charged only for the no. of days taken to return the money back.

Also they must keep the stock(defenses,gold mines or elixir collectors, walls, storages) of equal amount as a safeguard with bank.If a player fails to return the money on time, as a penalty the objects he has kept as guaranty must be demoted to required level or disappear to take the money back(how much an object should be demoted is determined from the amt required to upgrade it). Also the amount of loan the person is eligible is determined by the things he is keeping as guaranty..

If any more details are required please feel free to ask.. And i hope the management will certainly give a think to this
Thanks

I think then we need to set up a sort of COC collection agency to go with that.

And a COC credit agency so you can check a guys credit record before dong the loan.

Also loan sharking

[vaibhava2080]

I think then we need to set up a sort of COC collection agency to go with that.

And a COC credit agency so you can check a guys credit record before dong the loan.

Also loan sharking

I think it will best to keep it as simple a possible..why do u need to have a record checker when only one loan at a time is allowed..also if a persons record is bad his properties will be taken away/demoted.. Hence he will think again before taking a loan

[Thrystan]

Instead of demoting buildings, maybe the resource collectors of that player's village could pay 50 percent of each collection automatically to the player who's owed money.

[vaibhava2080]

Instead of demoting buildings, maybe the resource collectors of that player's village could pay 50 percent of each collection automatically to the player who's owed money.

Again that would make the process complicated.. And in some situations even by paying 50% the loan might not be clear up..

[vaibhava2080]

Camorn guys pls giv more ideas on this topic so that we can make it possible to bring it into the game as soon as possible

[Gazzagestetys]

i think that you should be able to donate loot but not to much (e.g. someone gets kicked for not having lvl 5 wizards so if you can donate you can give them a faster time to get them

[vaibhava2080]

i think that you should be able to donate loot but not to much (e.g. someone gets kicked for not having lvl 5 wizards so if you can donate you can give them a faster time to get them

Yeah, I read this idea in other posts too but this donating feature might be misused for in exchange of real money..So this idea ws straight away ruled out by d management

[rwelshjr]

Camorn guys pls giv more ideas on this topic so that we can make it possible to bring it into the game as soon as possible

The best idea is to forget it. There would be too many abuses.

Plus loaning something that can be bought for real money and also then charging interest would classify the game as a financial institution. This would require them to comply with all kinds of regulatory stuff that belongs nowhere near a video game. I don't think the can of worms here has been fully considered.

[vaibhava2080]

The best idea is to forget it. There would be too many abuses.

Plus loaning something that can be bought for real money and also then charging interest would classify the game as a financial institution. This would require them to comply with all kinds of regulatory stuff that belongs nowhere near a video game. I don't think the can of worms here has been fully considered.

Well how can u loan sum thing in exchange for real money by a virtual bank.. I have clearly rejected the idea of loaning among members for the above reason you state.. And if u play COC ,when u need just a lakh or little more and u r raided that tym u understand the importance of loan. I think u have got a big hitch against d whole idea