You either have to sacrifice your loot for a shield, or not sacrifice anything and hope that your loot doesn't get stolen.
That way you can take on more risks, and focus on what the game's all about, Risk/Reward.
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people will manipulate this idea as a new snipping, and sc will not approve this idea.
e.g. i have a lot of loot, and i need easy shield, so as long as i can feed the attacker i can get those nice easy shield. A few hundreds k is easy to get in champ. btw, in high league people will attack whether the target have loot or not, they simply after cups+bonus