A freeze spell and lvl 4 pekka would be nice as a th9 though i must admit
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A freeze spell and lvl 4 pekka would be nice as a th9 though i must admit
I didn't answer that question because you already answered it in your original post.
A loot penalty of 10% is lower than 50% but it is still a penalty. Again, my point is that until town hall 9 you have weapons for everything the town hall above you has. Maybe another example will help. When you get to town hall 8 the town hall 9's above you have xbows. The counter to this is obviously golems, which are available at town hall 8. But when you get to town hall 9 the town hall above you has inferno towers and the only counter to this is the freeze spell which you don't have.
I'm not saying it's impossible but I think we can all agree the freeze spell was designed to be used against the inferno towers and is the best way to attack against them. Unfortunately the only people who currently have access to them are other town hall 10's.
Then why argue penalty semantics? It's clear that there is a very real and tangible benefit to not immediately upgrading. This is also a benefit that only starts to be realized with TH9.
Again my point is that the loot penalty is scarcely a concern until TH9 so prior to that there is little reason to provide a large incentive and advantage for upgrading to a higher TH.
It's easier for a th9 to raid a th8 than it is for a th10 to raid a th9.