You would be extremely rich. :D
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I've zapped people in the past when I'm doing a DE push. In the last week I've been saving for research so I have 50 kDE in storage, and dang I've been getting zapped left and right. It sucks, but it's part of the game.
However, I do have a proposal to thwart it. I haven't seen anyone else propose this except me (and no I haven't searched for it; I also tend to avoid zap complaint threads). I think this would also thwart weak barch looters from getting too much of your gold & elixir too. On all storages (G/E/DE), make the "empty" part of the storage get destroyed first, then the full part. An example with numbers might help:
Suppose your storage has 1000 hit points. Right now the resource is evenly distributed across all 1000 hit points, so every shot on storage gives a proportional amount of the resource to the attacker. Suppose the storage is 50% full - I'm proposing that the attacker gets nothing for the first 500 hit points (50%) and the resource is evenly distributed on the remaining 50% of the hit points. This will render zapping ineffective because zaps will only destroy the "empty" part of the storage (unless your storage is full). It shouldn't change anything for normal attackers as long as they completely destroy the storage.
It is as though I have slain 1000 Philistines with the jawbone of a donkey.....
I will let that one stew and let people look it up to find the correlation to lightning/zapping posts.....
Please give to the "No Zap Threads for 1 Full Day Fund" Your donations will go to a worthy cause. (Sarah McLachlan music playing in the background)