Yes I know I should upgrade my troops and I wish I can. But the fact is I cannot even get enough Elixir to breakeven my cost of battle.
Here are the breakdown of troop and cost for my typical battle:
wall Breaker L2 @ 2000 x 5 = 10000
Giants L4 @ 2000 x 5 = 32000
Goblin L2 @ 60 x 12 = 720
Archer L3 @ 120 x 16 = 1920
Barbarian L4 @ 80 x 56 = 4480
total cost per battle = 49120
Sometimes might need to spend extra 1 or 2 wall breaker so it's around 50,000 elixirs per battle.
I'm lucky to find even a player with 40k elixirs as loot.
I can't even collect enough elixir to upgrade my barrack, not to even mention to upgrade my troops.
I had no idea about the loot penalty before upgrading the townhall. It wasn't mentioned anywhere in the game.

