Loaning?

I just have thought of this for a while. What about loaning? It is like, owing a certain amount of resources (like, 2M gold). It will work like, you will access it fom the TH. Then put a certain amount, then the no. of days to pay. For instance, I loaned 3M gold. There will be a 10% increase right after the transaction. It means 3.3M gold to pay. Now how will you pay for it? You have a choice to either remove a percentage of your loot from attacking, or voluntarily remove an amount from the storage. So, we think that "this feature may be abused". Well, I was also thinking that there will be a cool down after every transaction depending on how much you loaned. Open for a LOT of criticism.


P.S: This is my first forum post.

welcome to the forums.

You missed one step before posting your idea. There is a sticky thread at the top of this forum that says "READ BEFORE POSTING". I have a feeling you have not yet read this before posting, otherwise you would have come across this section of the thread that says:

Currently Ruled Out:
Here are some amazing ideas that have been ruled out by the dev time for the time being. Posting these ideas will result in your thread being locked!

Frequently Requested:
*Donating (or trading) resources or gems to (with) other players
*An exchange building to convert between elixir, gold, dark elixir, or gems
*Assign multiple builders to one build/upgrade
*Upgradeable builders’ huts – lvl 2 huts for a 5% time decrease?
*Player search function
*Ability to change village name
*Active/ Live “Online Status” examples: colored icons, on/off indicator, etc.
*Indicate last online date
*Remove the “Report” button/feature from global chat. Abused too often, and mute is better solution

-------------------------------------------------------------

And you would have noticed that your idea is the #1 requested idea in the ENTIRE GAME, and it has been ruled out by Supercell, meaning it won't happen. So before you make any additional suggestions, read this entire thread first, because there's a good chance someone else has already suggested it:

http://forum.supercell.net/showthrea...rum-guidelines

Wait a minute, this is not actually "donating" or "trading" resources. It does not even come from a player! It can come from most likely, a reserve? (I even have no idea). But the resources may come from a huge vault that Supercell MAY or MAY NOT add. It is like a bank system. That is what I think how the loaning system will go.

P.S(again?): I have no idea if this is still ruled out. I went to those stickies all over again but still have no idea if it is ruled out of what sorts.

Here's the problem with that idea.

I would only loan when I was ready to upgrade. So I get 3 m instantly from nothing in my bank. I get my upgrade going. I raid and have all my money made to pay off the loan. I would only loan enough for NY troop upgrades and builds. I would never have resources in my storages for longer than 60 seconds and I would just put my storages out in the open as cannon fodder. With enough people doing this, no one will have any loot to raid. Economy crumbles and the game dies.

The end. Your idea officially killed Clash of Clans.