Originally Posted by
Buckeyebum02
Just had an idea a few people in my clan were talking about. We wondered about the possibility of bringing in Clan Banks. We see it working something like this:
1) All clan members can donate into the bank, which is placed on its own separate, standardized base/layout with some measure of appropriate defenses. I think perhaps basing the defenses on the average trophy level of the clan would be the way to go.
2) Clan Bank has adjacent super-sized Clan Castle that all members of clan can help keep full (for the sake of defending resources). Players of appropriate trophy numbers and levels may raid the bank--making potentially massive resource takes. However, significantly higher level players (perhaps categorize levels--i.e. 0-20, 20-40, 40-50 etc.) are not permitted attack low level Clan Banks. This encourages players to keep Clan Bank base well-stocked and defended.
3) Clan Bank can donate resources to players who request certain amounts. Requests are accepted by either the person who has deposited the money, or by a clan co-leader/leader.
4) Until resources are loaned out, they're kept in the bank (but still owned by the depositor).
5) Resource donations are taxed at some rate (say 10%), meaning that 1000 gold deposited, only results in player bank equity of 900 gold. Also, records of resource donations are kept, and players who have not donated resources are not permitted to request loans.
6) Request magnitude may not be greater than the cumulative amount of resources one has placed within the Bank. (i.e. if Player A has contributed 60k gold and 40k elixir, he may not request more than 100k of either.)
7) Also, to discourage players hiding resources in banks, available loot percentages for the bank should be set higher than for bases.
I'm sure there are a few more particulars that could be sorted out, but I think it'd add a great element to the game--I definitely would see it as beneficial in terms of the social aspect/clan unity part of the game--things like helping other people out with money and team-guarding a central location would definitely add a lot.