Needed A Bank

Iam a huge Fan of ur game clash of clans.I love playing it.
I have a suggestion that may/maynot can be taken in consideration on the way further, and that includes a bank inside the game.

So that player can lend some money(gold/elixer/gem/dark elixer) with the bank, may be the money that the townhall is worth off.
The player can repay the debit by allowing the bank to take some part of money for the collectors.
Even the opponents can loot more money for the bank storage through battles.
If the player fails to pay the debit,the bank can degrade the player's townhall and repay the banks debit with the money which the player used to build the townhall.
I think this will make the game a little more adorable and challenging.Please consider this and do something for this.

I don't understand what you are trying to say. But if my th will be downgraded because i failed to pay a debt, then I'm not a fan.