Loan resources from clan mates

I've seen all in game transfer suggestions have been rejected, I'll hope you'll at lest consider this.

Restrictions:
* Amount you can loan is 20% of your current production the resource. (could be any number)
* You can only loan ONE type of resource? (maybe?)
* The loan is repaid to lenders clan castle treasury over loan time.
* You can only have one active loan at the time. (think this is a must, otherwise it will break the current market of gold and elixir buying)
* Maybe some sort of minimum th lvl? (th5 maybe?)
* A limit of maximum of loan one single player give out (5 maybe?)

Loan repay time could be 7, 15, 30 days.

During the loan time you'll get 20% less income from that type of resources.

The player that lends the money will get all money back over the loan period, even if loaner leaves the clan or even quit the game, and it will be transferred to a more safe location (treasury). (If you have a full clan castle you'll loose resources?)

Effects to the current game:
* There will be 20% less loot in the gold mines, elexir collectors or dark elixir drills from a user with a loan.
* This might actually make it more attractive to build bigger extractors and mines, and then we might get more loot in total.
* One more benefit to be in a clan.

Some might say a loan system will kill in gem currency, but i think might actually benefit gem usage, you feel it was easy to get that first boost of gold, and then when you press on the "loan button", it will say, sorry, you already have an active loan, you have to wait x days until it's re payed. here Supercell have two choices

1, Present player with a amount of gems to release it's loan.
2, Don't offer player any possibilities to pay back the loan, only to send it directly to the shop to buy resources.

Risk of abuse?
I can't think of any, please discuss!

Seems like a nice idea

This is still highly exploitable. It also serves to hide resources from potential attack and loss.


Welcome to the forum. Your experience here will more rewarding if you read the stickies, familiarize yourself with the forum rules and learn to search the forum before starting new threads.

This idea is just a variation of ones regularly suggested but currently ruled out.

http://forum.supercell.net/showthrea...etting-Started

http://forum.supercell.net/showthrea...rum-guidelines

Thanks for the welcome! :)

Quote:

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Originally Posted by OzAudi

This is still highly exploitable. It also serves to hide resources from potential attack and loss.

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Please explain how is it exploitable, i can't see much of that type of risks?

You are correct about the hide resources, but that's the entire goal of the system, the player that loans the money need some type of "carrot" to loan out the money, otherwise noone will do it, the drawback is it will take 7,14,30 days to get it back..

Quote:

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Originally Posted by munktell

Thanks for the welcome! :)



Please explain how is it exploitable, i can't see much of that type of risks?

You are correct about the hide resources, but that's the entire goal of the system, the player that loans the money need some type of "carrot" to loan out the money, otherwise noone will do it, the drawback is it will take 7,14,30 days to get it back..

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People can just shuffle resources between shielded and unshielded villages or villages that have reached loot caps to minimize losses.

Don't you think hiding resources from attackers and reducing the amount that can be stolen is an exploit (not to mention the effect on the economy) ?

There are others, just because you can't think.of any, doesn't mean they don't exist.

Quote:

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Originally Posted by OzAudi

People can just shuffle resources between shielded and unshielded villages or villages that have reached loot caps to minimize losses.

Don't you think hiding resources from attackers and reducing the amount that can be stolen is an exploit (not to mention the effect on the economy) ?

There are others, just because you can't think.of any, doesn't mean they don't exist.

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If you have MAX'ed out player 7xlvl12 mines a 7 days loan is 800k, i don't think it willl effect the economy that much tbh.

You can't relly shuffle around resources, you are only allowed to have one loan.

Quote:

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Originally Posted by munktell

If you have MAX'ed out player 7xlvl12 mines a 7 days loan is 800k, i don't think it willl effect the economy that much tbh.

You can't relly shuffle around resources, you are only allowed to have one loan.

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Start reading the thousands of threads that discuss resource loans. Some of them go info great detail on possible exploits. Your suggestion is far from new.

Quote:

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Originally Posted by OzAudi

Start reading the thousands of threads that discuss resource loans. Some of them go info great detail on possible exploits. Your suggestion is far from new.

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Before i'll posted i've searched the forum and read all post about loan back to 2014 and i think i've covered all exploits.

What is there to gain in the economy from decreased production?

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Originally Posted by Radiating

What is there to gain in the economy from decreased production?

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Today is there no incentive to build bigger gold mines, extractors.. if you base the amount you can loan of your income ppl might actually start upgrading collectors and mines. So in the end it actually might be more gold to be found becouse of this change.